FLOA is the BNP Paribas fintech, specialized in “Buy Now pay Later” solutions and breakthrough financial services for consumers, retailers, and fintechs. By placing innovation and customer experience at the heart of its strategy, FLOA supports new ways of consumption and merchants' activities. Its unique technological expertise enables simplified and secured payments for consumers and merchants, both online and in-store. With over 4 million customers in Europe and more than 15,000 e-commerce and point-of-sale partners, FLOA is becoming an undisputable player in the “Buy Now Pay Later” market in Europe. As a subsidiary of BNP Paribas group, FLOA benefits from its Fintech DNA and the financial robustness of its stakeholders.
Founded in 2001, FLOA has established itself as a leader in the fintech industry, leveraging its parent company’s financial strength to offer innovative financial services. The company’s focus on technological innovation and customer-centric solutions has enabled it to build a strong network of partners and customers across Europe.
With a team of 657 employees, FLOA continues to drive forward its mission of providing seamless and secure payment solutions. Its extensive partner network includes major brands such as Cdiscount, Veepee Voyage, Samsung, Bricomarché, SFR, and Iberia, highlighting its credibility and reach in the market.
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| Ownership Private Company |
| Revenue $178.2M |
| Parent Company BNP Paribas |
B2B professionals should contact FLOA for its innovative financial services and extensive partner network. The company offers unique opportunities for partnerships, vendor collaborations, and customer acquisition in the fintech sector.
Sales teams selling fintech solutions, recruiters seeking roles in fintech innovation, and partners offering payment services should reach out to FLOA.
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Last verified: February 2, 2026
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