Modalku
Key Highlights
- Modalku's pioneering role in the digital lending space in Indonesia and its expansion into four other Southeast Asian countries.
- The company's unique technology-based approach that benefits both borrowers and lenders, offering a competitive alternative to traditional financial products.
- Modalku's recognition and accolades from prestigious organizations such as the United Nations, KPMG, Iconomics, and the World Bank Group, highlighting its innovation and impact.
- The company's focus on connecting Micro, Small, and Medium-Sized Enterprises (MSMEs) with lenders, addressing a significant gap in the financial market.
- Modalku's commitment to responsible digital innovation, as evidenced by its award from the International Finance Corporation - World Bank Group.
About Modalku
Modalku is a digital financing platform based on technology, owned by PT Mitrausaha Indonesia Grup and licensed by OJK Indonesia. Established in 2016, it is the pioneer of digital lending platforms in Indonesia, connecting Micro, Small, and Medium-Sized Enterprises (MSMEs) with individual and institutional lenders. Modalku's technology-based approach enables borrowers to receive loans for the first time or at lower than market rates, while lenders earn returns well above that of bank deposits, traditional fixed income products, and life insurance investment-linked products. The company operates in five countries: Indonesia, Singapore, Malaysia, Thailand, and Vietnam.
Modalku has received several awards, including the Micro Enterprise Fintech Innovation Challenge from the United Nations (UNCDF - UN Pulse Lab) in 2018, making it the only Fintech lending platform in South East Asia to receive an international award from KPMG. In 2020, it was recognized as Indonesia's Most Popular Digital Financial Brands by Iconomics. In 2022, Modalku Group (Funding Societies) received the Global SME Finance Award 2022 as Responsible Digital Innovator of the Year by the International Finance Corporation - World Bank Group.
Modalku's innovative approach and strategic market presence make it a key player in the digital lending space, offering unique opportunities for partnerships and investment in the fintech sector.
Company Facts
| Ownership Private Company |
| Funding $66.2M |
| Parent Company Funding Societies |
Office Locations
- Singapore
Why Contact Modalku?
B2B professionals would contact Modalku for its innovative digital lending platform that offers unique opportunities for partnerships, investment, and access to a growing market of MSMEs in Southeast Asia. Modalku's technology-based approach provides a competitive alternative to traditional financial products, making it an attractive prospect for those looking to expand their offerings in the fintech sector.
Who Should Contact Modalku for Business?
Sales teams selling fintech solutions, investors interested in the digital lending space, and partners looking to collaborate with a leading digital financing platform in Southeast Asia should reach out to Modalku.
Categories
- digital lending
- fintech
- SME finance
- Micro, Small, and Medium-Sized Enterprises
- technology-based approach
- digital financing platform
- Southeast Asia
- innovative lending
- financial market
- responsible digital innovation
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Frequently Asked Questions
- What does Modalku do?
- Modalku operates as a digital SME financing platform and peer-to-peer (P2P) marketplace for business loans in Southeast Asia.
- How many employees does Modalku have?
- Modalku has approximately 91 employees.
- Where is Modalku headquartered?
- Modalku is headquartered in Jakarta, Indonesia, with its main office located at Unifam Tower Lt 10, Jalan Kedoya Raya, Jakarta Barat.
- What industry is Modalku in?
- Modalku operates in Digital Lending, Fintech, SME Finance.
- When was Modalku founded?
- Modalku was founded in 2016.
- Is Modalku still active?
- Yes, Modalku was verified as an active company on February 2, 2026. Data Surfer regularly validates company information to ensure accuracy.
- How do I sell to Modalku?
- Research Modalku's priorities and goals, identify the right decision makers and champions, monitor for buying signals, and reach out at the right time with verified contact details. Learn how Data Surfer helps.
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Last verified: February 2, 2026
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