Berlin, Germany
200 employees
Founded 2009
Verified active February 2, 2026

Key Highlights

  • Ratepay offers seamless Buy Now, Pay Later (BNPL) solutions for merchants and customers.
  • The company provides payment options including invoicing, installment payments, and direct debit.
  • Ratepay guarantees full payment to merchants, mitigating their financial risk.
  • Its services are primarily focused on the DACH region (Germany, Austria, Switzerland).
  • Ratepay empowers merchants to increase sales and provides flexible shopping options for consumers.

About Ratepay

Ratepay empowers merchants to grow and customers to shop through seamless BNPL solutions. It provides payment options with a full payment guarantee in the DACH region, including invoicing, installment payments, and direct debit.

Company Facts

Ownership Private Company
Funding Acquired

Connect with Ratepay

Why Contact Ratepay?

Ratepay provides Buy Now, Pay Later (BNPL) payment solutions, including invoicing, installment payments with real-time approval, direct debit, and pre-payment services for merchants and customers in t

Who Should Contact Ratepay for Business?

Ratepay operates as a payment service provider offering Buy Now, Pay Later (BNPL) solutions, including invoicing and installment payments with a full payment guarantee for merchants.

Similar Companies

Companies that compete with or operate in similar markets to Ratepay:

  • Klarna
  • Square
  • Scalapay

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Frequently Asked Questions

What does Ratepay do?
Ratepay provides Buy Now, Pay Later (BNPL) payment solutions, including invoicing, installment payments with real-time approval, direct debit, and pre-payment services for merchants and customers in the DACH region.
How many employees does Ratepay have?
Ratepay has approximately 200 employees.
Where is Ratepay headquartered?
The company is headquartered in Berlin, Germany.
What industry is Ratepay in?
Ratepay operates in Fintech / Payments.
When was Ratepay founded?
Ratepay was founded in 2009.
Is Ratepay still active?
Yes, Ratepay was verified as an active company on February 2, 2026. Data Surfer regularly validates company information to ensure accuracy.
How do I sell to Ratepay?
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Last verified: February 2, 2026

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